ALDIUM Insurance
Have you ever wondered if your insurance premium includes VAT? Maybe it’s not something you’ve considered before. Actually, insurance is a service which does NOT include VAT as it is subject to a different type of tax. This is called the Insurance Premium Tax or IPT. What is the IPT? The IPT is a form…
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Have you ever used a price comparison site? Most people have, as, on the surface, they look like they’re showing you the best value insurance quotes on the market. Due to the sheer volume of people who buy their cover through price comparison sites, many insurers have been backed into a corner and are forced…
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You don’t have to look very far to find horror stories online of individuals having to shell out thousands of pounds to cover medical costs when abroad because their insurer won’t pay. For example, nurse Alison Borro was recently left £120,000 out of pocket after having to cover the cost of a collapsed lung she…
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Founded in 2015, Tryanuary is a nationwide campaign, implemented to encourage support for beer producers and suppliers throughout the month of January. The founders of the campaign hope to encourage the nation to support their local businesses including breweries, pubs and bars throughout this usually challenging month. Take a look at some of our top-rated…
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Following record-breaking temperatures and a severe drought, Australia is now battling massive bushfires and catastrophic devastation. Millions of acres of land have been incinerated, entire homes have been consumed by flames and lives have been lost. Holiday cancellations Usually, in the event of natural disaster or civil unrest, holidaymakers cannot claim holiday cancellations on their…
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From the 1st April 2018, all the tenancies which began after that point were required to have an EPC rating of ‘E’. The deadline is now looming for all existing tenancies which will need to comply from the 1st April 2020. From this point, landlords will not be able to let out a private rented…
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Only buy from trusted sellers When shopping online, you’re usually in safe hands when using websites for big name brands. If you’ve never heard of the vendor that you’re buying from, it pays to be wary. That’s not to say you should avoid buying from small sellers altogether. Trusted marketplaces like Etsy, Amazon, eBay and…
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During the Christmas season, many small businesses are at their most vulnerable. There’s not always enough staff present to sufficiently undertake all the tasks that need completing – which is why some things fall by the wayside. To protect your business this holiday season, it’s worth preparing your defences in advance. We take a look…
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The Association of British Insurers revealed that a total of £1.2billion was claimed in 98,000 fraudulent applications in 2018, while 371,000 dishonest applications for insurance payouts were made last year, up five per cent on 2017. One high profile case that made the headlines saw 16 people involved in a ‘crash-for-cash gang’ that conned £1.2million…
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British winters are usually wet, windy, snowy, rainy and muddy affairs and this winter isn’t set to be any different. When out and about in soggy conditions, you will likely want to protect your feet against the elements with a good old pair of wellies, or at least a sturdy set of walking or snow…
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