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ALDIUM Insurance

Roadmap out of the third lockdown – Health and Safety Implications

On 22 March, the Prime Minister announced the government’s proposed roadmap out of lockdown. The road ahead The government is hopeful that most of the economy will be able to open before the end of June, subject to four steps set against four key tests: how the vaccine roll-out is going, how vaccination is affecting…
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Payment Diversion Fraud – protecting your data

Financial crime can affect any of us in both our work and personal lives. We’re taking a closer look at Payment Diversion Fraud – one of the most common types of financial crime – to help you better protect yourself and our business. Financial Crime is defined as any kind of criminal conduct relating to…
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Has your unoccupancy cover changed?

Please note: This article was updated on the 22/01/2021 The continued restrictions that have been put in place to fight the coronavirus have had a drastic impact on UK businesses, particularly within the retail, food, leisure and hospitality sectors. These closures attribute to mounting concerns within businesses and insurers due to buildings continuing to remain…
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What support is available to the retail, hospitality and leisure industries during lockdown 3.0?

While many of us breathed a sigh of relief as 2020 came to an end, the calm in the storm didn’t last long. Only days later, Boris Johnson introduced a new nationwide lockdown which could remain in place until the end of March as it stands. What are the new lockdown rules for the retail,…
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Are you taking part in Dry January 2021?

At Aldium we’ve all been frantically scribbling down our New Year’s Resolutions, most of which we are well aware could go out of the window pretty quickly. But when the subject of Dry January came up, it got us thinking. What are the benefits of totally cutting out alcohol for a month, and are they…
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Chancellor announces £9,000 grants for businesses

Retail, hospitality and leisure businesses will get a one off payment of up to £9,000 per property to help them through the spring, the treasury has announced. Another £594 million will be available to local authorities and devolved governments to support those not eligible for grants. The one-off top-ups will be granted to closed businesses…
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What are your business New Year’s Resolutions?

Does your list of New Year’s resolutions look something like this? Do more exercise at least three times a week Save more money Give up smoking, drinking and chocolate – unless it’s the weekend Learn a new language Volunteer more Wait… what was the first one again? New Year’s resolutions are great, that is, if…
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Is your Home Insurance ready for Christmas?

What’s the first thing that comes to mind when you think of Christmas? Is it Santa Claus and his merry band of reindeer, the Nativity, spending good times with loved ones, displaying your questionable acting skills which playing charades or the simple act of giving and receiving gifts to and from your loved ones? No…
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Driving in the EU in 2021? Then you need a Green Card!

While the Coronavirus pandemic has dominated much of the headlines of 2020, as the end of the year is fast approaching, another major event that should be on our minds now is Brexit. While the UK has been part of the EU, drivers have benefited from being part of the Green Card Free Zone, meaning…
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Keep your cool this Christmas: 24 steps to a safer holiday season

It’s the most wonderful time of the year. But with grottos of fire hazards and oodles of wide-eyed thieves scoping your home and contents à la Harry and Marv in Home Alone, Christmas is also the most dangerous time of the year. Not sure where to start your quick-fire security check, you say? Never fear, our…
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