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ALDIUM Insurance

Insurance trends set for 2021

While 2020 hasn’t come without its challenges, by forcing businesses into developing a new relationship with technology, the pandemic has significantly helped to drive huge change in a range of industries, including insurance with increased home working, new consumer demands, increase in online activity. It also seems as if some of those changes could be…
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The best supercars to buy for under £100,000

We have insurance specialists who are experienced in placing high value vehicles and have had experience in sourcing insurance cover for a variety of vehicles from a BMW M3 to a Ferrari Monzo SP2. Supercar & High Performance Car Insurance | ALDIUM Insurance Over the years we have seen many vehicles. Today we’ll look at…
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Hosting a virtual Christmas party

Office Christmas parties are a great way to bring your employees together for a night of fun and merriment, giving them the chance to let their hair down at the end of another year well done. While this year, these parties will look very different to what we’re used to, that doesn’t mean that we…
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Wet Pubs forced to close under new tier restrictions will get a £1,000 grant in December

Boris Johnson today announced every ‘wet pub’ forced to stay shut because of the new coronavirus tier restrictions will receive a one-off payment of £1,000 to help them stay afloat during December. The Prime Minister said pubs which do not serve food will be eligible for the cash to recognize ‘how hard they have been hit by this…
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What we know so far about reopening over December

If you’re hoping to reopen your business on the 2nd December, you will want to know exactly how you will be affected based on the tier that you’re operating under. To help you understand more about your specific business, we’ve answered some of your FAQs below. What businesses will reopen and will the three-tier structure affect…
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Winter is coming: is your boiler ship-shape?

It’s Christmas day, and you wake up to open your presents. Brrr! It’s cold! You go to put the boiler on, only to realise that it’s not working. What do you do? Probably panic. You can avoid this worst-case-scenario by getting your boiler checked before winter is in full swing. Although you can’t guarantee your…
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Is your unoccupied building harbouring legionella bacteria?

As many commercial and residential buildings remain empty over periods of lockdown, experts are concerned that these have the potential for a build-up of legionella bacteria, responsible for Legionnaires’ disease. Why it happens Legionella bacteria can grow and multiply in building water systems, particularly when water is left stagnant or tepid, or the system is…
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Is your caravan winter-ready?

If your caravan is damaged due to lack of maintenance or has been victim to general wear and tear, you will not be able to claim for this on your insurance policy. The good news is that with thorough preparation you should be able to keep your caravan in tiptop condition for the new season.…
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Does my Travel Insurance cover holidays arranged for November?

As part of the latest 4-week lockdown announced by the Government on 31st October, people in the UK will not be allowed to travel internationally or in the UK, unless for work, education or other legally permitted exceptions. If you have booked a holiday for over this period, you may be worried about claiming back the…
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Protect your livestock against fireworks this autumn

As COVID-19 continues to distrupt events across the UK and local firework displays are few and far between, more people are having unregulated celebrations in their own gardens and, sometimes even in public parks and fields. While under the Animal Welfare Act 2006, it is illegal to light fireworks near fields or homes containing horses…
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