News

You may have heard that the insurance industry is entering a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years. On top of that, there are two types of insurance cycle conditions…
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Cyber security is important but getting security systems in place to prevent an attack is only half the battle. Cybercriminals are constantly evolving and no matter how well protected you are, it only takes one wrong click to infiltrate your network. This means that, as well as having your defences set up, you also need…
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Aldium are specialist brokers in the Hospitality sector, comprising pubs, restaurants, B&Bs and more Pub Insurance | ALDIUM Insurance | Hospitality Insurance Our expertise is recognised by a number of major Brewers, including Frederic Robinsons, J W Lees, Joseph Holts and Hydes who recommend our services to their tenants in the knowledge that they will…
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When you take out Business Insurance, it’s essential that you explore every insurable area of your company to determine the policy features that are right for you. Yet, this can be difficult if you don’t know the full terms and conditions of your current policy, including any exclusions. We take a look at three areas…
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When the UK was plunged into lockdown in March, businesses had to adapt quickly to ensure that staff could continue to carry out their day-to-day role while working from home but, there wasn’t just IT and contact issues to contend with. Not only did employees have to manage their own workload, but they also needed…
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Every Car Insurance policy is different. Often when it comes to comprehensive cover, even if your insurer does include the option for a 14-day replacement vehicle, this will not be applicable if it was stolen or written-off. Would you be able to operate without a car during this period? If your Car Insurance doesn’t include…
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On the 20th March this year, the Government announced a series of measures that they were putting in place to help businesses through the nationwide lockdown; this included the Coronavirus Job Retention Scheme. The scheme allowed employers to put their staff on temporary leave, or ‘furlough’ while continuing to supply them with a wage which was…
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While speculation continues and the Government determines how to best tackle rising coronavirus figures in the UK, here’s what you can do to protect your business. Implement forward financial planning  It’s essential that during these turbulent times, you plan for how your business will be affected should you face another lockdown and your revenue is…
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When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches. In fact, Citizen’s Advice found that loyal customers across essential markets could be…
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